by Pete_D » Fri Feb 09, 2007 2:15 am
Hmmm.... could be a bit more can of worms with this one as well!
People on holiday in Cyprus (or anywhere in the EU I believe) can get an E111 medical card (I think it is called) enabling them to get local medical services for free because the NHS pays.
If you are permanently resident in the country - e.g Cyprus - then you have to pay just like everybody else. SFAIK to see the doctor you must pay, for example.
What a lot of ex-pats do - which I personally believe is wrong, but I won't go into why now - is to "fool" the UK government by keeping themselves "resident" at the address of a family member, for several months of the year. Then if they need something on the NHS they are able to go back to the UK for it. Some British ex-pats prefer this not just for monetary reasons because they believe the medical services provided are better in the UK than Cyprus (note: this is not my viewpoint, I do not have enough knowledge to express an opinion). So this would, for example, enable one to claim on the NHS and have an operation done in the UK as an in-patient. (Of course you would need to make arrangements to stay with a family member etc. afterwards and would need to be available to fly back to the UK as soon as the date for your operation came up). My parents have retired to Cyprus, and they do not believe in doing this. Instead, they have savings which they would be able to use should the need arise to pay for some operation as they get older (which fingers crossed it never will be needed). I am sure one could get medical insurance to pay for any costs the same as one can in the UK, but I do not know about this.
Well, that certainly does not answer everything but I hope it helps a bit. I am sure I can find out more info from my parents if necessary, but also I expect other ex-pats on here will be able to advise further.
Regards,
Pete
P.S: My info applies for the RoC - sorry, I should have said that at the beginning!