At which point, I imagine having a phone nicked, or falling prey to a North Korean, zillion password stealing hacker, will see some of us up the proverbial creek, without.
In fact stolen and cloned cards are far easier targets than mobiles. Mobiles have face recognition as added security.
I do agree with you regarding taking the posts to the gutter but Bafidi is not the only one, LR and Max are just as assholes as Bafidi.
If they post shit shit is what they are going to get whether I become one of them or not.