You describe exactly how it works! It is the entrepreneur that creates an industry, wealth, growth, jobs, profits etc but the capitalist creates the money required (literallyto start the ball rolling ………..
You can say the division is that one is an industry ……. the other is simply a service to industry. The service is provided by the banking and financial sector. The question never asked is ….. where do the banks get this money from?
The current national debt in the US is $32 Trn on which of course the US taxpayer has to pay interest to the lender. Entrepreneurs and industrialists will borrow their monetary needs from the Big Banks. But where do the Banks get all this money from? Who is lending it to them …. to lend to others?
The answer is something people never ask about ……. reality is an eye opener! The Money Tree …… every bank has one, in fact the banking system is a bloody forest of money trees!
It comes down to …. CAPITALISM …… is exploiting any event or situation to make as much money as possible!
Try this guy ….. he invented the term Quantative Easing ……….. he has written dozens of papers on the subject …….. he is also the only one who carried out a live example, in an Austrian Bank when they ‘lent’ him Eu.250K.
https://www.sciencedirect.com/science/article/pii/S1057521914001070or this guy …. a well known Australian very knowledgeable on the subject …….
https://www.youtube.com/watch?v=jdclyO8JN14