erolz66 wrote:Paphitis wrote:the US pays all medical attention to patients suffering from Chinese Flu.
No it does not.Paphitis wrote: For a family, it costs a bit under $2000 USD for a family of 4. Covers everything from dental, hospital cover, pharmaceuticals, physio etc etc.
and from people who actually have some idea of what they are talking about
https://www.cnbc.com/2017/06/23/heres-h ... -care.html
Insurance companies need to make profit and year on year increasing profit. That is all money that is not spent on healthcare, yours or any one else's. Private hospitals need to make profit and year on year increasing profit. That is all money that is not spent on healthcare, yours or any one else's.
Be treated by an entity that is only doing so in order to make profit or be treated by an entity who's only purpose is to treat you. I know which sounds better to me.
Sorry but you have not stated what these figures are.
Just because you have insurance, doesn't mean you don't have to pay other fees and alsio does this factor in what uninsured people are forced to pay?
I can provide a brochure, from a US insurer (albeit a corporate deal plan) which explains all about the private insurance schemes of the US, what they provide and how much it costs. It isn't a big cost. For $50 USD or under, you can cover a family of 4, but there are co-payments on top which are minor. If you are hospitalized, you have to still contribute to some of the cost.
In Australia, the copayment I have set is about $50 per night in hospital. But the advantage is no wait times, your choice of private hospital and your choice of surgeon and a number of other perks.
If you bung your knee and need surgery, you go straight in.
I'm a big supporter of this type of insurance, and I have been paying it all my life.
The big mistake people make is assuming that when a State provides "free" health coverage, they are under the misconception that it is free. It isn't free. Tax payers are paying far more than the price of a insurance policy for this "free"cover. In the US, tax payers don't pay it which is one of the reasons why tax is low there. Hence the necessity to pay for insurance to cover yourself. The only difference in the US system is that there is no safety net.
So you have to watch your pennies. In my opinion, insurance is the first bill that should be paid. Especially with children. they cover everything, down to orthodontics. Since having children I have used them a few times.
I've paid it for years and never made a single claim, so insurers are making a pretty penny out of this business. They are profitable. Although the one I pay is not for profit and industry union based.
And another thing insurers do is that they take a policy out themselves to cover their business. they get a policy from another underwriter. They do have it well sussed
