Cyprus-Forum.com

[Lordo]

you go and see your family doctor. Hospital will not look at you without a referral. you are lucky to be alive. i suspect your veins are good and your blood is thin. otherwise you would have died by now.

radioactive iodine is treatment to kill it but treatment is the last resort. medication will sort it out. i do not suffer from it but i do know about it. it is genetic and runs in families.

[Get Real!]

Here you go..

In-patient care

Upper amount per illness or accident 8,600

Upper amount during period insured, and per person 13,700

Daily care (room and board) 70.00
Per day

Daily care (room and board) 175.00
Per day of stay of the insured in intensive care

Maternal allowance (natural or caesarean) 520.00

The allowance is payable
(a) Provided the delivery is 10 months after the commencement of the insurance or addition of insured to the policy
(b) In the case of a termination of such an addition, the commencement of the pregnancy was during a period of cover.

Cover of costs to transport a corpse 3420.00


Out-patient care:

Upper amount per illness or accident 685.00

Upper amount during period insured, and per person 1,710

Upper amount per medical visit 17.50


Additional Info:

Excluded are war hazards, terrorist acts, nuclear exposure, and environmental pollution.

[GreekIslandGirl]

dont tell them you have been suffering it for years otherwise they will get out for paying for it cause you did not declare it.

I am glad you said it. But dont you think they will suspect me since I am always been small and skinny person?

Since you are not a doctor, nor were you actually diagnosed with this condition, you would not have known you had it. Therefore, the insurance can NOT get out of paying for you out of not disclosing a pre-existing condition. You do not have a pre-existing condition that you have failed to disclose. Do you see? We all suspect we have something or other, especially nowadays with the Internet we can 'self-diagnose' all sorts of things. But, it is only when a doctor has confirmed that you it that you then have to disclose it in future, right? Once you really know.

Now, you shouldn't have Grave's disease since you don't have the butterfly-shaped lump on your throat (that was what looked alarming to us with me and we thought it was a tumour and I saw a doctor - otherwise I was ok being loopy).

If you have even mildly raised thyroxine levels, you could suffer from the symptoms you describe. Many people do, and get by fine, with raised levels. Normal levels seem to be higher in some races -the spectrum is pretty broad.

Anyway, the palpitations and such like which are giving you the irregular and fast heartbeats must be looked at by a doctor. Very simple and effective medication is all you might need - so, go and get a blood test done right away and the insurance should cover you for all that until the doctor finds out what exactly you have. OK?

[Jayincy]

dont tell them you have been suffering it for years otherwise they will get out for paying for it cause you did not declare it.

I am glad you said it. But dont you think they will suspect me since I am always been small and skinny person?

Since you are not a doctor, nor were you actually diagnosed with this condition, you would not have known you had it. Therefore, the insurance can NOT get out of paying for you out of not disclosing a pre-existing condition. You do not have a pre-existing condition that you have failed to disclose. Do you see? We all suspect we have something or other, especially nowadays with the Internet we can 'self-diagnose' all sorts of things. But, it is only when a doctor has confirmed that you it that you then have to disclose it in future, right? Once you really know.

Now, you shouldn't have Grave's disease since you don't have the butterfly-shaped lump on your throat (that was what looked alarming to us with me and we thought it was a tumour and I saw a doctor - otherwise I was ok being loopy).

If you have even mildly raised thyroxine levels, you could suffer from the symptoms you describe. Many people do, and get by fine, with raised levels. Normal levels seem to be higher in some races -the spectrum is pretty broad.

Anyway, the palpitations and such like which are giving you the irregular and fast heartbeats must be looked at by a doctor. Very simple and effective medication is all you might need - so, go and get a blood test done right away and the insurance should cover you for all that until the doctor finds out what exactly you have. OK?

I just talked to the director of my college. He said my insurance will not cover my expenses. He said I had it (hyperthyroidism) for years now before I even arrived here and had my insurance. But I told him I just assumed that I have it and asked If he knew someone (doctor) to confirm this. what should I do now? Should i go directly to the insurance company? (Atlantic) how does it work anyway? say I went to see a doctor, i just show my insurance paper and that's it? Sorry I know nothing about it.

[Sotos]

Was the insurance made through the college? What college is this?

[Jayincy]

Was the insurance made through the college? What college is this?

yes. American College in Nicosia.

[Sotos]

You should first visit a doctor. According to your insurance they will cover only €17.50 for a visit to a private doctor... his fee is more likely going to be closer to €50. The doctor should also be able to tell you how to use the insurance. Otherwise you can go to a hospital... but things could be more complicated there.

[Sotos]

Here is a list with endocrinologists in Nicosia:

http://www.oncyprus.com/en/dir/cyprus_N ... gists.html

[Jayincy]

You should first visit a doctor. According to your insurance they will cover only €17.50 for a visit to a private doctor... his fee is more likely going to be closer to €50. The doctor should also be able to tell you how to use the insurance. Otherwise you can go to a hospital... but things could be more complicated there.

oh ok, so what if I really have hyperthyroidism? Will they cover my medication?

[Sotos]

You should first visit a doctor. According to your insurance they will cover only €17.50 for a visit to a private doctor... his fee is more likely going to be closer to €50. The doctor should also be able to tell you how to use the insurance. Otherwise you can go to a hospital... but things could be more complicated there.

oh ok, so what if I really have hyperthyroidism? Will they cover my medication?

I don't know the exact terms of your insurance. According to what you posted they will cover the 90% and up to €685 per illness when you are treated outside of a hospital.