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Insurance for a sport car, need advise

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Insurance for a sport car, need advise

Postby mouserider » Mon Sep 05, 2011 1:14 pm

Hi forum,
I ve bought toyota mr2 with soft top, type roadster
And by some reasons all insurance think that its a sport car..
okay, nvm
so im under 25, and its quite hard to find company who will insure that car for me, with normal price
thanks
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Re: Insurance for a sport car, need advise

Postby Sotos » Mon Sep 05, 2011 1:35 pm

What do you mean "normal price"? The price depends on some factors including your age and car type. For your age and that type of car the price will be high ... and that is normal. If you want a low price then wait until you are 35 and buy a toyota Yaris ;) Gan Direct is one of the cheapest you can get ... but they might refuse to insure you.
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Re: Insurance for a sport car, need advise

Postby mouserider » Mon Sep 05, 2011 1:45 pm

i meant , that im looking for a insurance company who is more loyal to sport cars and young drivers)

Gandirect ve refused to insure me
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Re: Insurance for a sport car, need advise

Postby Sotos » Mon Sep 05, 2011 2:14 pm

Insurance companies, like all other companies, want to make money. Young drivers with sports cars have a higher chance to have an accident than average and this means higher cost to the insurance company. So insurance companies will either charge you higher than average or refuse to insure you. No insurance company will charge you the same as they charge older people with normal cars.
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Re: Insurance for a sport car, need advise

Postby fig head » Thu Sep 08, 2011 10:58 am

mate i got almost the same problem, i think the only way out is to get insured on your parents, bf or gf insurance that way it is less but not a great difference really.
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Re: Insurance for a sport car, need advise

Postby B25 » Thu Sep 08, 2011 11:07 am

Under 25 means much higher premium anyway. With a sports car you are asking for trouble.
There is no escape sorry, you'll just have to pay or change the car until you are older.
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Re: Insurance for a sport car, need advise

Postby mouserider » Thu Sep 08, 2011 11:46 am

ok dudes, so
My insurance company which are the agents of Pantikipriaki( mb wrong spelling)
gave the price of 530 eur, im 23 (toyota mr2) and told me that price wont reduce even when i will be 30...
so they lost me , my parents and my wife as a clients

Gandirect 430 , but they refused to insure me, cose of im not cypriot, and dont have anyone insured with Gandirect
Athlantic 430 eur - refused, same reason
My friend who is owner of 2 sport cars, gave me number of his agent,
they are also agents of Pantikipriaki, and i ve bought insurance for 340 eur
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Re: Insurance for a sport car, need advise

Postby fig head » Thu Sep 08, 2011 3:26 pm

there is things you have to look for in cheap insurance mate, the most important of all how much do you have in access ? and you wont be insured fully you will only be 3rd party insured .. not a great deal, this is why some insurance companies are more pricey but they totally cover you
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