Why would being married make a child more secure? It would be about if the parents were secure that would make a child secure. Married couples fight, argue, swear in front of their childrenetc as much as anyone else. Again, a piece of paper changes nothing.
Ok so the perputual loan idea works well, I give you that. It's actually a goof idea. Personally I don't want to be owing anybody money for the rest of my life. There are so many conditions and politics involved, it just isn't worth it.
I am a pessimist!!