Cyprus-Forum.com

[fig head]

i need advice poeple..!


how to get health insurance!! im not insured and i pay a heck lots of money to use private hospitals and doctors.

[SKI-preo]

I hope you feel better soon. Try to perform surgery on yourself.

[paliometoxo]

we have international health insurance, i will try find out some more info, but i am sure some one will beat me to it i cant atm as i am at university, we have international insurance and after 25 years of paying my brother nearly died of a blood clott and hearty attack and frracking insurance wont pay still.. if it was not for them he would be dead and now because they would not give the green light and the doctor did it anyway and saved his life a part of his heart will never work again and he has to take pills forever, so infact we paid over 10 thousand euros and the insurance company spat on us the frackking beeps..

your better off with no insurance...

and i hope whatever you have you get better soon

[fig head]

we have international health insurance, i will try find out some more info, but i am sure some one will beat me to it i cant atm as i am at university, we have international insurance and after 25 years of paying my brother nearly died of a blood clott and hearty attack and frracking insurance wont pay still.. if it was not for them he would be dead and now because they would not give the green light and the doctor did it anyway and saved his life a part of his heart will never work again and he has to take pills forever, so infact we paid over 10 thousand euros and the insurance company spat on us the frackking beeps..

your better off with no insurance...

and i hope whatever you have you get better soon

sorry to hear that palio mou xx

i rememer my mom got me international health insurance because i used to live in another country than the one she lived in before i come to cyprus and i had lots of papers and stuff like that but i have no idea where it is..i used to be under some heavy strong meds that i needed to see a doctor every month cause i couldnt get them from the chemist and my insurance paid most of it, now i dont have my mom to sort me out and donno what to do !

back on meds again from next week and cant afford to pay a private hospital every couple of weeks to be able to get y meds.



as much as hated her controling every little thing in my life as much as im realizing she just made things easy lol

any help ppl would be appreciated...

[paliometoxo]

and if your ill and go for insurance when they see you will need a payout straight away they wont be likely to pay a cent to you

[fig head]

lol, i dont look sick, i dont look it at all !!

[paliometoxo]

we have international health insurance, i will try find out some more info, but i am sure some one will beat me to it i cant atm as i am at university, we have international insurance and after 25 years of paying my brother nearly died of a blood clott and hearty attack and frracking insurance wont pay still.. if it was not for them he would be dead and now because they would not give the green light and the doctor did it anyway and saved his life a part of his heart will never work again and he has to take pills forever, so infact we paid over 10 thousand euros and the insurance company spat on us the frackking beeps..

your better off with no insurance...

and i hope whatever you have you get better soon

sorry to hear that palio mou xx

i rememer my mom got me international health insurance because i used to live in another country than the one she lived in before i come to cyprus and i had lots of papers and stuff like that but i have no idea where it is..i used to be under some heavy strong meds that i needed to see a doctor every month cause i couldnt get them from the chemist and my insurance paid most of it, now i dont have my mom to sort me out and donno what to do !

back on meds again from next week and cant afford to pay a private hospital every couple of weeks to be able to get y meds.



as much as hated her controling every little thing in my life as much as im realizing she just made things easy lol

any help ppl would be appreciated...

thanks, but i was just letting you know how un realiable and how much you will throw your money away for it..

do you not speak with your mother father reltives some one who could help you out? maybe give you some money?

[paliometoxo]

http://www.cyprusinsurance.com/
http://cyprus.angloinfo.com/af/423/cypr ... rance.html
http://cyprus.angloinfo.com/countries/c ... thcard.asp
http://www.expatforum.com/articles/heal ... yprus.html
http://www.justlanded.com/english/Cypru ... -Insurance

[paliometoxo]

Residents Health Insurance
Social security in Cyprus


If you’re planning to work in Cyprus, you will be covered by Cyprus social insurance.

EU pensioners also qualify for Cyprus Social Insurance cover. All other residents must have private health insurance.

Cyprus Social Insurance

The Cyprus social insurance scheme is compulsory for all those working in Cyprus. It provides pensions and benefits in all areas of social security and is financed by contributions from employees, employers and the state.

Currently, social insurance contributions are 16.6 per cent of earings (6.3 per cent of your gross salary is paid by both employee and employer and the state pays the remaining 4 per cent). Self-employed people pay a total of 11.6 per cent of income and the state contributes 4 per cent.

If you contribute to Cypriot social insurance, you and your family are entitled to free or subsidised medical and dental treatment. Anyone who has paid regular social security contributions in another EU country for two full years prior to coming to Cyprus is entitled to similar cover for a limited period, and EU pensioners are entitled to free treatment.

Benefits (which are free or subsidised according to your), include general and specialist care, hospitalisation, laboratory services, discounted drugs and medicines, basic dental care, maternity care, appliances and transportation.

Cyprus has an efficient network of government general hospitals and clinics in urban areas with health centres and dispensaries in more rural areas. Nevertheless, most Cypriots and foreign residents who can afford it take out private health insurance, which offers a wider choice of medical practitioners and hospitals, and more importantly, frees them from public health waiting lists.

Medical Cards

If you qualify for Cyprus social insurance benefits, you must obtain a health card. There are two cards, which are allocated according to your means, as follows:

Medical Card A – This is issued to individuals without dependants and an annual income of under €15,377, couples with an annual income of under €30,754 (increased by €1,708 for each dependent child), and members of families with four or more children (irrespective of income). It entitles the holder to free healthcare.
Medical Card B – This is issued to individuals without dependents and an annual income of between €15,377 and €20,503, and to members of families with up to three children and an annual income of between €30,754 and €37,589. It entitles the holder to half-price healthcare.
If you earn above these amounts, you must pay around €12 for a consultation with a doctor and around €85 per day for in-patient hospital care.

You should complete the appropriate application form (which you can obtain from any general hospital in Cyprus) and submit it, along with proof of income and evidence of payment of tax and social insurance contributions, to the Ministry of Health in Nicosia. You can normally do this via your local health centre or general hospital in Cyprus. You should receive your medical card within around three weeks. Medical cards are valid for two years, and you must apply for renewal a month before expiry.

Further information about entitlement to a health card can be found on the Ministry of Health website (www.moh.gov.cy ).

EU Citizens

Anyone who has paid regular social security contributions in another EU country for two full years prior to coming to Cyprus is entitled to public health cover for a limited period from the date of their last contribution. Social security form E106 must be obtained from the social security authorities in your home country and presented to your local Social Insurance office in Cyprus.

Pensioners: Retirees living in Cyprus and receiving a state pension from another EU country are entitled to free or subsidised state healthcare. You will need to obtain the necessary forms from your home country and submit them with your application for a medical card in Cyprus. In the UK, you should contact the Department of Work and Pensions (DWP), Medical Benefits Section (Tel. 0191-218 7547, www.dwp.gov.uk ). When you contact the DWP about getting your pension paid in Cyprus, they should automatically check that you have the required form, which is currently form E121.