Cyprus-Forum.com

[The machine man]

My wife wanna buy a new car and she is thinking of taking a loan of a cypriot bank,

she have an account with Hellenic bank of Cypus but t be honest she never used that account, and i dont know why she even have that account
anyway, i went to the Hellenic bank website to find more info about the auto loans but there isnt much info

what legal decuments does she needs beside her pasport and a cypriot id card.. does anyone had a car loan from cyprus..

what are the resons for application refusals!!

and what guarantees does she needs

any help is much appreciated.

[Z4]

Have you never had a loan before TMM?

[The machine man]

i had health loan "personal loan" before from alpha bank but thats it.. i buy what i can afford and dont buy what i cant afford

[kafenes]

Do you want to purchase the car from a showroom, a second hand dealer or a private sale?

[The machine man]

there is a car dealer in paphos called andreas something have 3 or 4 years old cars

[Z4]

there is a car dealer in paphos called andreas something

Not Andreas, never, a Cypriot called Andreas

[kafenes]

there is a car dealer in paphos called andreas something have 3 or 4 years old cars

Most dealers will organise the hire purchase paperwork with the banks for you. You don't have to have an account with them. Talk to the dealer. Whether it's Andreas Shikkis or Andreas Georgiou, they will do all the paperwork for you. You will still have to pay a deposit of some percentage, I don't know what it is nowadays. If you could get a personal loan from a bank, you would be better off purchasing one from a private sale. There are so many bargains going nowadays. Good luck.

[SKI-preo]

Get a ski mask and gun then you can both buy new cars