A man with no arms or legs is sunbathing on the beach. He is approached by three beautiful young women who take pity on him.
The first says to him, "Have you ever been hugged?"
The man shakes his head, and she leans down and gives him a hug. The second says to him, "Have you ever been kissed?"
He shakes his head. She kisses him.
Rather abruptly, the third girl asks, "Have you ever been f*****d"
"No," says the man, his eyes lighting up.
"Well you are now the tides coming in"