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by **ukman** » Thu Mar 22, 2007 3:13 pm

people who partake in extreme sports normaly have the own cover .why would you want repatriaition is it for customers if so why you no say in first place .if you live here .surely you have contacts .GAV WHO yes we are very close .close to strangling him :lol:

where do you live me and highlander love climbing

by **zoopigi man** » Thu Mar 22, 2007 3:22 pm

ukman wrote:people who partake in extreme sports normaly have the own cover .why would you want repatriaition is it for customers if so why you no say in first place .if you live here .surely you have contacts .GAV WHO yes we are very close .close to strangling him where do you live me and highlander love climbing

(Sigh). Repatriation to *Cyprus*. The idea of such policies is that if you go climbing abroad (say Jordan) and have an accident then the insurance company will arrange a medical response, and in time, arrange to have you flown home. That being *Cyprus* (I asterisked this because you seem to be having a problem understanding the concept). As for feeling like strangling people - I can sympathise you with you there.

by **ukman** » Thu Mar 22, 2007 4:10 pm

we will leave it there .i got enough with gav i dont need another one cheers for the lesson .we will agree to disagree. :lol:

and i assure you i am very up on what insurance cover is all about.

sigh sigh sigh

by **zoopigi man** » Thu Mar 22, 2007 4:31 pm

ukman wrote:we will leave it there .i got enough with gav i dont need another one cheers for the lesson .we will agree to disagree. and i assure you i am very up on what insurance cover is all about. sigh sigh sigh

Oh go on then - exactly which point in the above am I in the wrong then (apparently I'm wrong somewhere, since we 'disagree' - although I thought it more a matter of you not fully understanding my requirements)?

by **GAVCARoCOM** » Thu Mar 22, 2007 4:34 pm

by **twinkle** » Thu Mar 22, 2007 4:46 pm

Gav, what is the point of your last post???? I've been a member over a year now and am only 1/2 way to as many posts as you. Stop posting innate messages and making me soooooo mad :evil:

by **GAVCARoCOM** » Thu Mar 22, 2007 5:06 pm

means i m watching :wink:

But whats the point to have higher posts?

by **beders1** » Thu Mar 22, 2007 5:46 pm

dan insurance covers you world wide

by **Great White** » Fri Mar 23, 2007 2:47 pm

Please allow me to give my 2 cents. I have been working for 25 years in the insurance industry in Switzerland, Cyprus, South Africa and now Lebanon and have dealt with major markets like Japan, France, Italy, Saudi Arabia and the UAE amongt others. I am currently Deputy General Manager of an important Reinsurance Broker in the Middle East.

What you require is a cover that is not given by any companies in Cyprus to my knowledge. Now, if some companies do you will have to be careful as, if the company is not a leader in the market (Minerva is not for instance), you might face difficulties when it comes to claims BECAUSE this is the type of risks a local company will not be able to cede into their reinsurance treaties. They therefore will pass on the risk to a reinsurer (a company insuring insurance companies) and only retain a very small share of the risk, leaving Reinsurers paying most of it. Of course, you will only deal with the insurance company but they are unlikely to pay you one cent in this particular type of covers unless they already have received payment from the reinsurers. The importance of having a well-known company is that they have access to reliable reinsurers.

If you are a UK citizen, your safest bet is to approach a company in the UK. The London market is not unfamiliar with that type of very exposed cover and has the flexibility to tailor-make a cover for you. Local companies are unlikely to do anything because they a) might not have the knowledge to deal with such covers and/or b) they will have problems finding reinsurance support. I therefore would suggest you contact someone in the UK.

As far as local companies go I think that Pancyprian and Atlantic offer very good services. Atlantic - through their now late Chairman - has built strong link to the UK communities in both Paphos and Agia Napa. Alpha Insurance in now linked to giant AXA and might be able to offer something through their connections at a worldwide level. This however might take some time as the takeover is only very recent.

Of course, the type of cover you require is rather standard. What makes it difficult to place is the type of sports you enjoy doing.

by **jambo** » Fri Mar 23, 2007 2:57 pm

for climbing... !! just get in the car and you can drive up troodos .. thats as high as it gets ...

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